Saving Money with Buy Nothing Month

Saving Money with Buy Nothing Month: How we bought nothing but food for an entire month - and loved it.

We finished our BUY NOTHING MONTH! What is that, you say? It’s a 4-week period of time in which we reject consumerism, stuff our pockets full of saved cash and fly off into the sunset in our roflcopter (pre-owned and paid off, of course).

Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need.

– Tyler Durden, Fight Club

Words to live by. Buy Nothing Month resets your spending and makes you question everything you normally mindlessly whip out a credit card for. And, at the end, you have a big pile of money to do whatever you want with. If you’re earning a decent wage but just can’t seem to make ends meet, try this experiment. It’s so easy: you don’t even have to do anything. In fact, not doing things is the whole point.

Our Buy Nothing Month budget:

  • $50/week budget for groceries – essentials only, no treats
  • Gasoline fill-ups – it’s tough to compromise on gasoline, but we went nowhere except to and from the office

Saving on Groceries

$50/week for two adults should be reasonable – but our grocery spending had crept into the $75-$100/week range in January. What’s up with that?

Turns out, it was mostly mid-winter indulgences like expensive cereals and chocolates (which will, of course, just be weight we wish we could lose come June). We agreed to not buy any of those things in February and stuck with the essentials: fresh vegetables, bread, and eggs. For meat, we cleaned out our freezer.

The Freezer Diet

We also paired “Buy Nothing Month” with what we like to call a “Freezer Diet” – ie: eat all the stuff in the freezer. Any time the Safeway prizing wizards decide it’s time to put meat on sale I snap it up like a hungry vulture and stuff it into my freezer to get us through the weeks when Safeway prices the meat high. By thawing and eating our stockpile, our freezer went from overstuffed to half empty. By eating what we had already paid for we saved a bundle on February’s groceries – about $20-25 off each week (we eat a lot of meat).

For Valentine’s Day we grilled most of the meats we had stuffed away in the freezer. This gave us about 2 weeks worth of tasty, tasty meats:

For Valentine's Day we barbequed - and cleaned out the freezer, not our wallets.

Our Valentine’s Chill Grill tradition cleaned out the freezer – not our wallets

Our Grocery Outlet adventure

Our $50 a week food goal also inspired us to seek out a new grocery store. We drove over to Grocery Outlet and discovered that they sell the same 10 lb bag of chicken breasts we buy at Safeway for half the price: $5 instead of $10. Alas, the rest of the store didn’t carry much of what eat on a weekly basis (plenty of treats like Cheez-It and cookies, though). The frozen vegetable selection was lacking, and the fresh stuff didn’t look so hot, so we probably won’t be back except for a few bags of chicken every once in a while.

Nonetheless, it was good to take a trip outside of our “comfort zone” and see just how much Safeway marks things up. I really hate Safeway’s arcane pricing: some weeks a thing is $2.50, other weeks it’s $3.50, and there’s no real reason why! It’s not like there’s a supply shortage, it’s just some B.S. they use to milk a few extra dollars out of every shopper. I know what the lowest price is on our regular purchases and I keep enough on hand to skate through the weeks where things aren’t on sale. Either way, knowing that another store nearby sells the same thing for a few dollars less made me not want to buy it at Safeway – money saved!

Cutting back on treats

As an additional sacrifice, I quit buying fruit for the entire month. I usually buy about $6-$10 worth of fruit every week – mostly strawberries and blueberries, which I eat as snacks. Turns out, I didn’t even miss ’em. Strawberries are crazy expensive in February, and I pocketed about $35 by skipping them for the month. I figure I still get plenty of vitamins through all the veggies I eat, so a month without this treat isn’t exactly going to give me rickets.

We also didn’t buy any cereals, chocolate, or other treats. We have some left over from the holidays, and this stuff just makes us fat, anyway – lol.

We don’t buy soda, coffee, or booze, but if you’re doing a Buy Nothing Month those are also easy things to cut.

Trying new foods

Beans are like a buck a bag and offer pretty complete nutrition. I wouldn’t make beans the only thing I eat, of course, but an inexpensive protein would be nice to add to the rotation instead of eating pricey meats every day.

Well, I never had beans growing up and I assumed I didn’t like them. I was wrong – beans can be pretty good as long as they don’t get overcooked into grainy mush. Jim likes beans, so he and I went on a bean adventure in Buy Nothing Month. I tried lentils, black beans, and red kidney beans – mixed with rice, mixed with vegetables, and as a straight-up side dish. I need some more time to truly develop my love for them, but I could see beans becoming a household staple.


Beans mixed with coconut pineapple rice = omg yum

Seeking out Savings

Clamping down on spending also inspired us to seek out unnecessary spending. I didn’t expect to find anything – after all, we run a tight financial ship here… or so I thought.

Deleting doubled-up services

We made a huge discovery this month: Jim was still paying for his own separate web hosting!

With both of our hosting accounts offering unlimited storage there was no reason to have two hosting accounts. This was tough to track down because we buy hosting in 2 year blocks from Lunarpages, so the bill only comes around every other year.

We both thought it was my hosting being billed every time the bill came around.We canceled his hosting, moved everything to mine, and transferred his domain for $10 over to Dynadot from Lunarpages. Spending $10 to save $250 every other year sounds like a good deal to me, so we bought the domain transfer. We got together like, 8 years ago. It pains me to think that for over five years we paid for hosting we didn’t need to be paying for.

Alternatives to current services

I also tried Carbonite, a $60/year alternative to Mozy which is the online backup solution I normally use and pay $250/year for. I’m very happy with Mozy, but I wouldn’t mind paying $60 instead of $250!

Unfortunately, Carbonite didn’t work on my system. I’m on Windows 7 and it slowed Windows Explorer down to a crawl. Every time I right clicked the Start button or inside a folder on my hard-drive I had to wait through a 3-4 second pause before the context menu appeared. This slow-down survived restarts, reinstalls, everything. I gave up, uninstalled Carbonite, and my computer returned to the lightning fast speed I built it for. I guess with online backup services you get what you pay for. Failed experiment, but I’m glad I tried.

Itemized our taxes

Eyeballs… glazing… over.  I know… but it saved us several hundred bucks. In previous years we took the standard deduction and ran, but this year our property tax was enough to force us to itemize. We dug up old receipts and took the nuanced approach to this year’s taxes and pocketed a few hundred bucks.

Switched to a better rewards credit card

As if that wasn’t enough, we dumped our American Express Starwood Preferred Guest card on account of its rewards being too sucky for us (you can read more about that here) and switched to the American Express Fidelity Investment Rewards card. Now we spend money on the card and get 2% cash back deposited directly into an investment account. 2% cash back is nuts – imagine spending $1,000 and getting $20 IN CASH – not points, not fancy hotels, not gift cards to exotic boutique storesall for doing nothing.


Click here to go to Fidelity’s site and learn more about the very awesome 2% cash back Fidelity Investment Rewards card

I like getting paid for doing nothing. Too bad we didn’t spend much this month – hah.

Cheap entertainment

We’re very lucky to live in the Pacific Northwest where we’re able to walk outside pretty much year round (especially in February while everyone back home in the Midwest was buried under ten feet of snow). If you live somewhere nice, walking is some of the best free entertainment I know of. If you’re lucky you’ll get to see some crazy stuff, too, like a dude practicing yoga on a fountain or a mess of ducks fighting over bread slices thrown into the water by a toddler.


Bellevue Park – cheaper than the mall.

We made a point of not going to the movie theater, not buying the latest issues of Saga (this was actually painful, I love this series and am dying to know what happens next), and not going to any events. In the evenings we worked on our personal projects or watched Doctor Who (I love this show more than is probably considered healthy – you can see my Doctor Who fan art here).

Jim discovered Kindle book borrowing on Amazon, and he’s so enamored with it he’s declared that he never needs to buy another book again (we’ll see ;) ).

And, as I said earlier, we spent Valentine’s Day (well, the Saturday after) barbecuing meats we already had instead of eating at a crowded restaurant with jacked-up V-Day prices.

Total Spending

We spent a grand total of $380 in February. This all went into food and a domain transfer. The rest was the usual mortgage, electricity, gas, city garbage, and water. We had a sizable amount of money left over, which was shuttled off into our Vanguard investment funds.

Did we just get lucky?

To some extent, yes. After all, our range oven didn’t start sparking in February (no, it did that in March) and nothing fell off our nearly-90k-mile car (knock on wood). But by aggressively cutting discretionary spending, Buy Nothing Month gave us an above-average amount of savings in February to sock away for some future time when it might be needed.

But this isn’t sustainable!

Of course it’s not – but after four weeks of carefully considering everything you buy (or simply going without), it’s much easier to reject unnecessary purchases in the days and weeks that follow. Just like a diet, it doesn’t work if you diet for 4 weeks and then overeat when the 4 weeks are done.

What can YOU stop buying?

If you only spent $380 plus your usual mortgage/rent/utilities payments, how much would you have left over? Probably more than you usually do. That’s why a Buy Nothing Month is so awesome!

Pretend you just lost your job and you’ve only got enough for simple food and your rent/mortgage. That’ll get you in the right mindset for a Buy Nothing Month. You can go a month without:

  • Meals out
  • Anything from Whole Foods
  • Candy / snacks / soda
  • Movie tickets
  • Traveling anywhere
  • Home decor
  • Clothing & shoes unless the soles just fell off your very last pair
  • Personal appearance stuff like whatever voodoo happens inside salons
  • Knick-nacks / toys
  • Look for places to cut spending – phone line, TV service, texting plan, etc

Tell us about your own Buy Nothing experiments – even if it’s just for a day or a week, not buying stuff can have a huge impact!

Top Gun Plumbing Review (Puget Sound)

This is my own review of a Puget Sound area business. I was not paid or perked to write this review – I just want to help get the word out about Top Gun!

Top Gun Plumbing has fixed my house’s sorry plumbing twice in the last year and a half:

  1. When the water line under our driveway broke, spilling thousands of dollars worth of water into the ground
  2. When my hot water tank blew a leak

We also got a gas line estimate from them – they were the lowest of three separate estimates. We did not move forward with this project, but just throwing it out there – Top Gun also does gas lines.

Top Gun Plumbing Review

Top Gun is basically my go-to plumber. Plumbing emergencies are not fun, but thanks to Top Gun I feel pretty confident that they’ll have me covered next time water starts gushing out of something.

Top Gun’s got it all: fast phone responses, knowledgeable and friendly workers, same- and next-day work, and the best pricing. For two completely separate projects (a new water line and a new gas line) Top Gun’s pricing beat the two competitors I also got quotes from.

Nice extras:

  • Their paperwork is legible!
  • They arrive exactly when they say they will!
  • They call before they arrive!
  • They get permits for their work when required! (Beacon Plumbing did not even mention a permit, but they were in a hurry to dig up my yard and charge me $7000 for the project Top Gun did for $3500).

New Water Line

Back in November 2012, our main water line (which runs under the driveway between our water meter and our house) blew a leak. A huge leak. This leak went undetected for a couple days until the water utility came out to tell us to knock it off – we had racked up over $1100 in water usage. Holy crap.

I got estimates from three companies:

  • Beacon Plumbing, who wanted to hose me for $8100 and never mentioned a permit
  • Puget Sound Plumbing and Heating who estimated the job at $5000
  • Top Gun who did the job for $3500 and didn’t tear up my yard like Beacon wanted to. (They also got a permit for the work)

Top Gun’s first day on the job set us up with a temporary water line (it’s basically a hose).  They then brought in some fancy digging equipment to tunnel under our driveway, and the new line went in a few days later. Damage to our yard was minimal – they put the grass “chunks” back into place for me and it all healed up in a few months.

Top Gun Plumbing Review. Top Gun did a great job on my water line replacement.

This was a huge, messy job, but Top Gun Plumbing did fantastic work.

Everyone who came out to work on the job was friendly and skilled (they even worked in almost non-stop rain).

New Hot Water Tank

This one’s a shorter story: our hot water tank was old and crappy (and its demise was not unexpected). One day it just started spraying water out the top. Top Gun came out within hours and put in a shiny new one for just over a thousand bucks.


Top Gun Plumbing replaced my hot water tank the same day my old one blew its top. This is a picture of the new hot water tank.


I love Top Gun Plumbing. I wrote this review a full year after both projects were completed, and the work they did has held up perfectly.

PS: I know you’re thinking it, so I’ll say it. DANGER ZONE!

Mongolian Grill in Woodinville Review

Are you craving stir-fry near Woodinville, WA? Look no further than Mongolian Grill at 13780 NE 175th ST. (Between 135th and Garden Way)

I’ve tried them all and declared Mongolian Grill in Woodinville the best Mongolian grill on the Seattle eastside. It is so. SO. GOOD.

Mongolian Grill in Woodinville Review

It’s delicious, what more do you want? Here’s why Mongolian Grill rules:

  • Servings are massive
  • Lunch and dinner prices are reasonable
  • You get complete control over what’s in your bowl (finally, I can get all the veggies I want!!)
  • You can request sauce in a cup instead of poured over your meal
  • Brown rice!!
  • Unlimited fortune cookies!!
  • Double and triple meat options
  • Chicken breast is an option!
  • Clean and nicely decorated


Even better? It’s just off the Sammamish River bike trail. Work up an appetite on the trail and then eat a huge lunch at Mongolian Grill. Or walk around Molbak’s and then eat. Or hit a movie. Have dessert at TCBY afterwards.

Sheesh, the options are endless. Just don’t crowd up my favorite restaurant too much, okay?

Low Rate Hauling & Yard Clean Up Review (Puget Sound)

This is my own review of a Puget Sound (WA) area business. I was not paid or perked to write this review – I just want to help get the word out!

Low Rate Hauling & Yard Clean Up is a Puget Sound area business specializing in – what else? – hauling away debris.  I called them at 5:30 in the afternoon just hoping to get a quote, but they were able to come out immediately and the JOB WAS DONE three hours later.  SHOCK AND AWE!

Low Rate Hauling & Yard Clean Up Review

Low Rate Hauling was fast, friendly, and took care of this nasty job so fast I had to look twice to reassure myself it actually happened. These two guys worked very hard and quick and left the job site pristine. A+!

Backstory, in case you’re interested:

My home came with a giant mess of broken-up concrete underneath the deck. The pieces were so heavy and the deck so low to the ground, I had no idea how we would haul these blocks of concrete out. I also had no idea how we’d dispose of them.

Low Rate Hauling & Yard Cleanup Review: All this crap is GONE!

The debris removal process looked like this – Low Rate Hauling & Yard Clean Up just put the blocks into bins and hauled them to their truck.

Low Rate Hauling & Yard Clean Up Review: Hard at work removing my deck debris.

The price (a few hundred dollars) was beyond reasonable for how hard these guys had to work to remove the concrete, haul it up the hill, and get it out of my backyard.

Low Rate Hauling took all of the following:

  • A ton of broken up concrete from under my back deck
  • A pile of old rotted wood
  • 30 or so feet of plastic lawn edging
  • A porcelain toilet

They were totally awesome, I would hire them again in a heartbeat for junk removal in the Puget Sound area. Give ’em a call at (206) 683-6412.